A clear plan for income, taxes, and market risk—built for the 12 months leading into retirement.

We use a 50-point Retirement Readiness Checklist to make sure the review is thorough—then turn it into:

• Retirement income runway + stress test

• Rollover decision map (options + trade-offs)

• Tax timing view (Roth windows, RMD path, Social Security considerations)

• One-page 12-month action plan