Why Our Background Matters
Retirement planning is not just about projections.
It requires judgment across markets, portfolio construction, taxes, liquidity, behavior, and the decisions families face when life changes.
We bring an institutional investment background to personal financial planning — helping clients understand not just what they own, but how each part of their financial life should work together.
The result is a more complete view of retirement: income, investments, taxes, risk, legacy, and real-life decision-making connected into one coordinated plan.
Scott Frank, CAIA™, CPWA®
Scott helps individuals and families connect the pieces of their financial life — before retirement, inheritance, or other major changes expose the gaps.
His clients often come to him during periods of transition: approaching retirement, navigating divorce or widowhood, receiving an inheritance, reaching financial independence, or taking on greater responsibility for family wealth. These are the moments when a financial life that once felt manageable suddenly needs structure.
What sets his perspective apart is that he has seen wealth from nearly every side. In a multi-family office, he spent more than 15 years helping high-net-worth families bring coordination and structure to complex financial lives. As a hedge fund analyst, he traveled globally to evaluate businesses, markets, risk, and capital allocation across full market cycles. And in capital formation, he structured and placed private hedge fund offerings with the private banks that serve wealthy clients — giving him a rare, inside view of how investment products are built, packaged, and sold to people like those he now advises.
Anchored in New York and London for most of his career, he now lives in Arizona.
David T. DeWitt, CFP®, CSRIC®
David is a seasoned asset manager and financial planner whose career began in the early 1980s. His extensive experience spans critical facets of finance and financial planning, including equity research, portfolio management, Master Limited Partnerships (MLPs), and deep work across the energy-infrastructure and midstream sectors. He is the author of Master Limited Partnerships: Your Guide to the Income-Producing MLP Investments That Are Building America’s Energy Infrastructure, a definitive resource on the role of MLPs in powering the nation’s energy network. David is a Certified Financial Planner™ (CFP®) and a Chartered SRI Counselor (CSRIC®).
Doreen Gallagher
Doreen has over 30 years of experience in the brokerage and investment advisory industry. She is responsible for all office and administrative duties associated with client account maintenance and service.
David H. DeWitt, CFP®
Dave Jr., a Certified Financial Planner™ (CFP®), is driven by a profound passion for helping people. His focus is on organizing their financial lives and maximizing their potential. Dave's specialization in serving adults with ADHD, combined with his personal experience with the condition, enables him to provide the understanding and support necessary for forging successful financial outcomes.
Professional Credentials
No pressure. No judgement. No product pitch. Just clarity.