Who Uses This Approach — and Why It Works
The wealthiest families and most sophisticated institutions don’t build portfolios on forecasts, headlines, or single-market bets.
They rely on risk-balanced, diversified, and resilient frameworks — the same foundational principles our strategy is built on.
Why?
Because these organizations must protect capital through every market season, not just the easy ones. Their mandate is long-term stability, disciplined allocation, and durable compounding.
Below are examples of global firms and endowments using similar principles to generate consistent, enduring returns over decades — the same approach we translate into personal financial plans.
| Institutional Example | Approach | Purpose | Approx. Assets Under Management |
|---|---|---|---|
| Bridgewater Associates (Ray Dalio) | All Weather Portfolio | Risk-balanced allocation built to perform across different economic environments. | ≈ $124 billion (2025) |
| Yale Endowment Model (David Swensen) | Diversification across uncorrelated assets | Designed to preserve purchasing power and grow consistently through multiple market cycles. | ≈ $42 billion |
| CPP Investments (Canada Pension Plan Investment Board) | Multi-asset, risk-balanced global allocation | Long-horizon focus on stability and sustainable compounding for national retirees. | ≈ $600 billion |
| Norway Government Pension Fund Global (GPFG) | Broad, diversified, rules-based portfolio | Invests national reserves for future generations with disciplined rebalancing and transparency. | ≈ $1.4 trillion |
The lesson is simple: the world’s most stable investors don’t try to predict the future — they prepare for it.
Our strategy follows that same philosophy, translating institutional best practices into a plan designed for families, professionals, and retirees who want clarity, resilience, and steady compounding in every season of life.